Title records for real estate are what officially establish ownership. The county keeps a record of every property transfer that occurs and of any lien someone records that result from a court judgment or a contract. Those title records protect individuals from fraud...
Ever since Hurricane Ian made landfall, reporters and financial analysts have spent a lot of time talking about homeowner's insurance and flood insurance. There has been a lot of speculation about the impact of the storm on insurance rates. Thousands of properties...
As a seller, accepting an offer on your property is only the next step in the process, not the end of the home sale procedure. After all, numerous issues can arise between when you notify the buyer's agent that you have accepted their offer and when you schedule the...
The longer you have lived at your home, the more likely there are to be cosmetic issues or problems with some of the systems. Maybe some of the windows stick when the humidity is high, or perhaps there is a section of the roof that you think has early signs of...
Having a title cloud is not a good thing. A cloud on a title is an encumbrance that shows that there is a problem with the property in some way. For example, there may be a lien on the property, or the title could be fraudulent. Titles can be cleared up, which is...
When you buy a piece of real estate, what you actually purchase is the title to the property. All of the money that exchanges hands helps ensure that you will be the official owner according to title records maintained by your local county recorder's office. As you...
If you’re interested in buying real estate in Tampa, Florida, or any other part of the state, you’ve likely noticed that it can be an incredibly competitive market. Many properties move within just a few days. Some buyers will note that they get outbid by those who...
If you’re looking into buying a new home, you will need to have inspections on the property. In a previous blog, we discussed why waiving an inspection is a bad idea. Now, it’s a good idea to look at what kinds of inspections would be best if you want to protect...
After years of historically low mortgage rates and federal interest rates, the cost to borrow money is on the rise. Mid-June of 2022 marks the third time in as many meetings that the Federal Reserve increased the interest rate it charges businesses to borrow money....
It can be a good decision to jointly own real estate with another person or even multiple people. You can share the expenses for maintenance, qualify for more financing and have the support of a co-owner for property repairs, unexpected expenses and lawn care. Some...